~chris-skinner-s-blo | Bookmarks (165)

Things we’re reading today include … Cryptocurrency Growth Outpaces Mobile Phones and the Internet Klarna and Stripe strengthen partnership Trump’s new SEC leadership poised to kick start crypto overhaul, sources say | Reuters The Bank of England’s new approach to bank stress testing – speech | Bank of England Europe: largest banks by market cap... The post Things worth reading: 16th January 2025 appeared...

Some years ago, I wrote a paper for SUERF. What’s SUERF? SUERF stands for Société Universitaire Européenne de Recherches Financières, which is French for the European University of Financial Research. It is a non-profit, non-partisan organisation that aims to promote discussion and understanding of financial and monetary issues. All well and good. The reason for... The post Are you really a smart contract? appeared...

Things we’re reading today include … Trump’s plan for a strategic bitcoin reserve could trigger a crypto ‘arms race’ and reshape the global economic order UK fintech warned against complacency as investment drops – The Banker Bank of England and NYDFS swap staff with expertise in emerging payments and digital assets Bank of England plans... The post Things worth reading: 15th January 2025 appeared...

I’m not going to make any political statements, but have been watching UK political activity for the past few months, as has Elon Musk and others. In particular, there have been two milestone budget events in the last two years, both of which damaged the UK economy massively. Add on to this all the Brexit... The post Britain’s recent budgets feel like a long...

Things we’re reading today include … Binance Faces US Class Action Lawsuit After Supreme Court Rejects Appeal – Fintech Singapore Looking to Buy PayPal in 2025? Here’s the Fintech Stock’s Secret Weapon. | The Motley Fool Big Tech’s Big Bet on Trump – The New York Times Report: Donald Trump to Issue Crypto Executive Order... The post Things worth reading: 14th January 2025 appeared...

Donald Trump’s administration is expected to turn the US into a crypto-friendly hub using a range of changes to tax policies. Here’s the best guess of what that means. For some time I’ve talked about Donald Trump’s ambition to be the crypto President and, as his inauguration on January 20th approaches, it makes you wonder... The post How Donald Trump will build crypto-America appeared...

Things we’re reading today include … Whale frenzy: 1 billion XRP accumulated in 48 hours means THIS for price! – AMBCrypto Lloyds bankers could face bonus cut if not in office two days a week | Lloyds Banking Group | The Guardian ‘Of course I remember the bank strikes,’ my mother says. ‘Your dad took... The post Things worth reading: 13th January 2025 appeared...

This week’s main blog discussions are all about 2025 and what people predict … The World in 2025 Welcome to 2025! As usual, at the start of the year, there are a whole raft of predictions as to what will happen. I used to write my own personal predictions and review them at the end... The post The Finanser’s Week: 23rd December 2024 –...

A final wrap-up of the big trends of 2025 is obvs to talk about fintech. Looking at the big fintech trends, probably the best place to start is with Simon Taylor’s 111 page report (ONE HUNDRED AND ELEVEN PAGES!!!). Simon and his BFF Jev at Sardine note a number of developments, such as the fintech hyperscaler.... The post 2025 in fintech is going to be...

Things we’re reading today include … UK fintech funding races ahead of Europe European fintech funding tumbles in 2024 amid geopolitical instability – Tech.eu Lloyds, Halifax and Bank of Scotland makes HUGE change in bank branches | The Sun Six big US banks quit net zero alliance before Trump inauguration | The Guardian Bank of... The post Things worth reading: 10th January 2025 appeared...

So, I’ve already talked about payments, technology and mentioned cryptocurrencies but, this year, crypto deserves its’ very own singular entry. Cryptocurrencies are huge in 2025. This is not only because Donald Trump and Elon Musk will do their utmost to make America the Crypto Capital, but because – after sixteen years – cryptocurrencies are coming... The post What will happen with crypto in 2025?...

Continuing the theme of payments in 2025 I really liked the view of McKinsey, who produced a really nice report to coincide with SIBOS last year. What did they say? In short “simpler interfaces, complex reality”. What does that mean? It means that “payments are becoming disconnected from accounts, and the number of players is proliferating,... The post What’s happening with payments in 2025? appeared...

I got a whole load of payments predictions for 2025 … just a shame that it was no one paying me! Seriously though, a lot of people shared a McKinsey report that focuses upon this area, released around Sibos 2024, that opens with: “The tantalizing vision for global payments has long been that they’d be safe,... The post 2025 is all about digital wallets, tokenisation...

Things we’re reading today include … Why US Banks are Leaving the Net Zero Banking Alliance ‘X Money’ Leak Reveals Elon Musk’s Game-Changing Plan As Bitcoin Nears $100,000 Price Trump’s Wall Street accident waiting to happen Making of the most connected bank in Bangladesh PSD3’s Global Reach Brings US Firms New Challenges Fintech Sector in... The post Things worth reading: 7th January 2025 appeared...

I wanted to make this a short blog update on tech changes in 2025, but it’s incredibly long and, unsurprisingly, nearly all about AI. If 2023 was the year of ChatGPT and 2024 AI, this is the year of Agentic AI. What’s the difference? Well AI has so far been pretty much a pull technology. You... The post Is 2025 all about Agentic AI? appeared...

Things we’re reading today include: ‘Trump bump’ adds almost $2 trillion to crypto market EU crypto regulation MiCA comes fully into force FinTech Ad Spending Climbs 45% in Last 3 Years Shawbrook aims to kickstart London IPO market with £2bn float The banking system’s net zero reckoning Investment banks prepare for 2025 crunch More records... The post Things worth reading: 6th January 2025 appeared...

I was tempted to include this in the economics section, but the focus is different. The focus here is on your company, its staff and work. Economics is focused upon countries, markets and investments. The two are different. Nevertheless, it is hard not to cover the same things, as almost all business predictions seem to... The post What will happen in work and business...

Welcome to 2025! As usual, at the start of the year, there are a whole raft of predictions as to what will happen. I used to write my own personal predictions and review them at the end of the year but now, with so many predicting so many things, I’ll leave to the panel of... The post The World in 2025 appeared first on...

One of my friends just sent me an interesting article all about trust, fraud and cryptocurrency so, as a Christmas present, I wanted to share it with you. Here goes … With the digital revolution, crypto has become a global financial phenomenon. Blockchain technology has changed how we make transactions, interact with clients, and use... The post IP risks in cryptocurrency trading and preventing...

This week’s main blog discussions include … The Top Ten Blog Posts for 2024 2024 has been a bumper year for this blog. According to Google Analytics, the blog has 175,000 active users, an increase of 30% over 2023, with near 300,000 views and a million interactions and so, as usual, I share the most... The post The Finanser’s Week: 16th December – 22nd...

It’s the end of the year. I was wondering how you would summarise 2024? Someone asked this question on Reddit and the general answers appear to be that the world is going to hell and there is little we can do about it. Nice, although the regular surveys by Ipsos disagree: Despite the cost of... The post Wishing you happy holidays and a peaceful...